I have a post started with my 2014 status and 2015 goals, but it's on my home computer and I'm at work at the moment. I figured I'd go ahead and post this even though it's kind of out of order, so that I don't have a a bunch of posts piling up.
As a bit of background, though, I'm finishing up my 52-Week Mega Challenge in the first quarter of 2015; I started 10 weeks into 2014 and I'm giving myself the full 52 weeks to finish it. One of my 2015 goals is to complete the regular 52-Week Challenge, as well. I could wait until the Mega challenge is done and then start on the regular one (the small-dollar weeks should be easy to catch up) but I'd rather just work on both of them simultaneously. That means I'll be splitting snowflakes for a bit. I've decided that bank snowflakes -- interest and account rounding -- will go to the regular challenge, while other snowflakes -- side gigs, credit card rewards, gift cards, etc. -- will go to the Mega challenge. (For now, anyway; that may change at any moment!)
So two Challenges to report this week.
52-Week Mega Savings Challenge
My Week 43
Snowflakes
Movie Gift Card* - $25.00
Return #1 - $105.95
Return #2 - $10.61
Chase Rewards - $120.00
Bottles - $7.90
Total Snowflakes: $269.46
Rounding (from reserve): $0.54
Beginning Balance: $5275
Deposit: $270
Ending Balance: $5545
Reserve: $1.59 - $0.54 = $1.05
*This is not the gift card that I bought with my Chase Freedom rewards, since those were already counted toward the Challenge. I got a gift card for Christmas which we used this weekend; I also got two Gold Experience tickets we'll use at some point, and will count those as a snowflake when we use them.
52-Week Savings Challenge
Week 1
Snowflakes
Checking Account Rounding - $17.66
ING Interest - $5.23
Chase Interest - $0.10
MSD Interest - $3.54
Total Snowflakes: $26.53
Rounding (to reserve): $0.53
Beginning Balance: $0
Deposit: $26
Ending Balance: $26
Reserve: $0 + $0.53 = $0.53
This puts me at just over 80% of the Mega Challenge and almost 2% of the regular Challenge.
52-Week Savings Challenges
January 5th, 2015 at 05:11 pm
January 5th, 2015 at 11:02 pm 1420498930
January 6th, 2015 at 01:12 am 1420506763