The final Chase Freedom Rewards points for 2014 hit. I've estimated about $50 per month in rewards, and this month was just a bit short at $40.38. The total is $826, but I started out with $202 from 2013. So I earned an average of $52 per month -- not far off from my estimate.

Starting Balance: $785.81
Ending Balance: $826.19

Gift Fund
Goal - $500
Balance - $500.00
Remaining - $0.00

Movie Card Fund
Goal - $100
Balance - $100.00
Remaining - $0.00

Excess
Beginning Balance: $185.81
Current Rewards: $40.38
Ending Balance: $226.19

From the looks of things I won't even need $500 for Christmas gifts, so I think I'll use the $226.19 for my Mega savings challenge. I might throw whatever is leftover from the gift money there, too, but that will be next month.

I need to think about uses for the 2015 rewards, but I'll address that in my "goals post".