The look back/look head is just my way to try to keep myself on track with my saving and spending. I have an Excel spreadsheet I love for tracking my debt paydown but it doesn't translate well to saving and spending; I find I'm more about words than numbers for those areas.

I can't believe it's October already! Where has the time gone?

September
Pretty quiet month, financially. The rental taxes were paid, and the normal bills, etc. I procrastinated calling about the landscaping; I may see about it this month but at this point it might be easier to just wait until spring.

We cleaned out the garden last weekend, so now I've got to figure out how to store or freeze what we harvested. (It's mostly onions and potatoes, which are fairly easy, a few carrots, and one big stalk of Brussels sprouts.)

Debt-wise, I paid off $2,456 in debt in August, paid out $853 in interest, and put $282 extra to my current avalanche debt.

October
I don't have much planned for October, either. S and I usually go to dinner and a movie on Halloween (we're not into kids), but he's going to be out of town this year. I may still go to the movies myself if there's something decent to see (beats sitting at home in the dark hiding from the trick-or-treaters ), and since I have a gift card for the movies and I'll have popcorn for dinner, it won't cost anything and we'll save the $50 or so we would have spent at a restaurant.

S will also get a decent-sized commission payment at the end of October. He's been wanting some new gear for his hobby, so some of it may go toward that (or he might use some of his end-of-year bonus instead, depending on the timing; six of one, half-dozen of the other, really). I'll set aside our winter taxes, they're not due until February 2015 and it's the 'small' tax, which actually I can often cash flow, but I might as well just set it aside if I have it. The rest will probably go into a 'slush fund' for various things that no doubt will crop up around the house, the landscaping if I decide to do it now, etc.