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Catching Up - April/May and 52WMC Updates

May 12th, 2014 at 09:06 am

I was on vacation last week (my annual pilgrimage to the Critter National Smile ) and even though I bring my laptop, there's so much going on I rarely get a chance to to use it!

April Look Back / May Look Ahead

April

The adjustments we made at the family financial summit to the March payments ended up being adjusted back, because the renters' catch-up payment arrived on March 31. It's minimal so I'm not bothering to go back and revise the March info; I've accrued a little less interest than I expected, so that's a good thing!

Overall in April I paid off $2,421 in non-real estate loans, and paid $777 in interest. I also paid $141 extra to my 'avalanche' credit card. (I think I said $141 extra in March -- that was actually $146 extra.)

May
I'm back to my normal hours this month, and of course it works out that the paydays are exactly two weeks each (I get paid twice a month), so the two May paychecks will be the lowest amount I get paid if I work every day. (I do have vacation pay, fortunately.) S got a small raise effective the last April check, and we're getting into his busy season so his monthly bonuses should be increasing. It tends to balance out, but I so look forward to the day when I don't have to worry about whether it will or it won't, because we have money in the bank and no huge debts hanging over our heads!

52 Week Mega Savings Challenge

Two weeks to update here. The first week I had a quickie side job that brought in $22, and returned bottles for $72. (Normally the bottle money is used as spending money on my trip, but between a "happy trip" gift from my mom and friends buying me dinner and drinks a few times, I actually didn't spend any of my own spending money!)

52-Week Mega Savings Challenge
Week 18 [started late, now on my week 10]

Snowflakes
Side Job: $22
Bottle Returns: $72
Total Snowflakes: $94
Rounding (from reserve): $1

Beginning Balance: $630
Deposit: $95
Ending Balance: $725

Reserve: $3.79 - $1 = $2.79

The following week was my actual vacation, so not much opportunity for snowflakes there (other than the above). I did meet another monthly goal for my Diet Bet, so that was $30.31 in winnings. I'm not counting the money I didn't spend on cool stuff I wanted to buy! Smile

52-Week Mega Savings Challenge
Week 19 [started late, now on my week 11]

Snowflakes
Diet Bet: $30.31
Total Snowflakes: $30.31
Rounding (to reserve): $0.31

Beginning Balance: $725
Deposit: $30
Ending Balance: $755

Reserve: $2.79 + $.31 = $3.10

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